Card – After Payment

Options After Posting A Payment

When you detect that the payer reach your completeUrl , you need to do a GET request on the payment resource, containing the paymentID generated in the first step, to receive the state of the transaction. You will also be able to see the available operations after posting a payment.

Abort: It is possible to abort the process if the payment has no successful transactions. See the Abort description here.
If the payment shown above is done as a two phase (Authorization), you will need to implement the Capture and Cancel requests.
For reversals, you will need to implement the Reversal request.
If CallbackURL is set: Whenever changes to the payment occur a Callback request will be posted to the callbackUrl, which was generated when the payment was created.

Cancellations

Cancel can only be done on a authorized transaction. If you do cancel after doing a part-capture you will cancel the difference between the capture amount and the authorization amount.

Cancel Request

Request

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POST /psp/creditcard/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1/cancellations HTTP/1.1
Host: api.externalintegration.payex.com
Authorization: Bearer <AccessToken>
Content-Type: application/json

{
    "transaction": {
        "description": "Test Cancellation",
        "payeeReference": "ABC123"
    }
}

Field	Type	Description
`transaction`	`object`	The `object` representation of the generic transaction resource.
└➔ `description`	`string`	A textual description of the reason for the `cancellation`.
└➔ `payeeReference`	`string`	A unique reference from the merchant system. Set per operation to ensure an exactly-once delivery of a transactional operation. Length and content validation depends on whether the `transaction.number` or the `payeeReference` is sent to the acquirer. If Swedbank Pay handles the settlement, the `transaction.number` is sent and the `payeeReference` must be in the format of `A-Za-z0-9` (including `-`) and `string(50)`. If you handle the settlement, Swedbank Pay will send the `payeeReference` and it will be limited to the format of `string(12)`. All characters must be digits.

Cancel Response

The cancel resource contains information about a cancellation transaction made against a payment.

Response

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HTTP/1.1 200 OK
Content-Type: application/json

{
    "payment": "/psp/creditcard/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1",
    "cancellation": {
        "id": "/psp/creditcard/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1/cancellations/ec2a9b09-601a-42ae-8e33-a5737e1cf177",
        "transaction": {
            "id": "/psp/creditcard/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1/transactions/ec2a9b09-601a-42ae-8e33-a5737e1cf177",
            "created": "2016-09-14T01:01:01.01Z",
            "updated": "2016-09-14T01:01:01.03Z",
            "type": "Cancellation",
            "state": "Initialized",
            "number": 1234567890,
            "amount": 1000,
            "vatAmount": 250,
            "description": "Test Cancellation",
            "payeeReference": "ABC123",
            "failedReason": "",
            "isOperational": false,
            "operations": []
        }
    }
}

Property	Type	Description
`payment`	`string`	The relative URL of the payment this `cancellation` transaction belongs to.
`cancellation`	`object`	The `cancellation` resource contains information about the `cancellation` transaction made against a card payment.
└➔ `id`	`string`	The relative URL of the created `cancellation` transaction.
└➔ `transaction`	`object`	The object representation of the generic transaction resource.
└─➔ `id`	`string`	The relative URL of the current transaction resource.
└─➔ `created`	`string`	The ISO-8601 date and time of when the transaction was created.
└─➔ `updated`	`string`	The ISO-8601 date and time of when the transaction was updated.
└─➔ `type`	`string`	Indicates the transaction type.
└─➔ `state`	`string`	Initialized , Completed or Failed . Indicates the state of the transaction
└─➔ `number`	`string`	The transaction number , useful when there’s need to reference the transaction in human communication. Not usable for programmatic identification of the transaction, for that id should be used instead.
└─➔ `amount`	`integer`	The transaction amount (including VAT, if any) entered in the lowest monetary unit of the selected currency. E.g.: `10000` = `100.00` SEK, `5000` = `50.00` SEK.
└─➔ `vatAmount`	`integer`	The payment’s VAT (Value Added Tax) `amount`, entered in the lowest monetary unit of the selected currency. E.g.: `10000` = `100.00` SEK, `5000` = `50.00` SEK. The `vatAmount` entered will not affect the `amount` shown on the payment page, which only shows the total `amount`. This field is used to specify how much of the total `amount` the VAT will be. Set to `0` (zero) if there is no VAT `amount` charged.
└─➔ `description`	`string`	A 40 character length textual description of the purchase.
└─➔ `payeeReference`	`string`	A unique reference from the merchant system. Set per operation to ensure an exactly-once delivery of a transactional operation. Length and content validation depends on whether the `transaction.number` or the `payeeReference` is sent to the acquirer. If Swedbank Pay handles the settlement, the `transaction.number` is sent and the `payeeReference` must be in the format of `A-Za-z0-9` (including `-`) and `string(50)`. If you handle the settlement, Swedbank Pay will send the `payeeReference` and it will be limited to the format of `string(12)`. All characters must be digits.
└─➔ `isOperational`	`boolean`	`true` if the transaction is operational; otherwise `false` .
└─➔ `operations`	`array`	The array of operations that are possible to perform on the transaction in its current state.

List Cancel Transactions

The cancellations resource lists the cancellation transactions on a specific payment.

Request

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GET /psp/creditcard/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1/cancellations HTTP/1.1
Host: api.externalintegration.payex.com
Authorization: Bearer <AccessToken>
Content-Type: application/json

The cancellation resource contains information about the cancellation transaction made against a creditcard payment. You can return a specific cancellation transaction by performing a GET request towards the specific transaction’s id.

Transaction List Response

Response

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HTTP/1.1 200 OK
Content-Type: application/json

{
    "paymentorder": "/psp/paymentorders/7e6cdfc3-1276-44e9-9992-7cf4419750e1",
    "cancellations": { 
        "id": "/psp/paymentorders/7e6cdfc3-1276-44e9-9992-7cf4419750e1/currentpayment",
        "cancellationList": [{
            "id": "/psp/paymentorders/7e6cdfc3-1276-44e9-9992-7cf4419750e1/currentpayment/ec2a9b09-601a-42ae-8e33-a5737e1cf177",
            "transaction": {
                "id": "/psp/paymentorders/7e6cdfc3-1276-44e9-9992-7cf4419750e1/currentpayment/ec2a9b09-601a-42ae-8e33-a5737e1cf177",
                "created": "2016-09-14T01:01:01.01Z",
                "updated": "2016-09-14T01:01:01.03Z",
                "type": "Cancellation",
                "state": "Completed",
                "number": 1234567890,
                "amount": 1000,
                "vatAmount": 250,
                "description": "Test transaction",
                "payeeReference": "AH123456",
                "isOperational": false,
                "operations": []
            }
        }]
    }
}

Field	Type	Required
`paymentorder`	`string`	The relative URL and unique identifier of the `payment` resource . Please read about URL Usage to understand how this and other URLs should be used in your solution.
└➔ `id`	`string`	The relative URL and unique identifier of the `cancellations` resource . Please read about URL Usage to understand how this and other URLs should be used in your solution.
└➔ `cancellationList`	`array`	The array of cancellation transaction objects.
└➔ `cancellationList[]`	`object`	The cancellation transaction object described in the `cancellation` resource below.
└─➔ `id`	`string`	The relative URL and unique identifier of the `transaction` resource . Please read about URL Usage to understand how this and other URLs should be used in your solution.
└─➔ `created`	`string`	The ISO-8601 date and time of when the transaction was created.
└─➔ `updated`	`string`	The ISO-8601 date and time of when the transaction was updated.
└─➔ `type`	`string`	Indicates the transaction type.
└─➔ `state`	`string`	Indicates the state of the transaction, usually `initialized`, `completed` or`failed`. If a partial cancellation has been done and further transactionsare possible, the state will be `awaitingActivity`.
└─➔ `number`	`string`	The transaction `number`, useful when there’s need to reference the transaction in human communication. Not usable for programmatic identification of the transaction, where `id` should be used instead.
└─➔ `amount`	`integer`	The transaction amount (including VAT, if any) entered in the lowest monetary unit of the selected currency. E.g.: `10000` = `100.00` SEK, `5000` = `50.00` SEK.
└─➔ `vatAmount`	`integer`	The payment’s VAT (Value Added Tax) `amount`, entered in the lowest monetary unit of the selected currency. E.g.: `10000` = `100.00` SEK, `5000` = `50.00` SEK. The `vatAmount` entered will not affect the `amount` shown on the payment page, which only shows the total `amount`. This field is used to specify how much of the total `amount` the VAT will be. Set to `0` (zero) if there is no VAT `amount` charged.
└─➔ `description`	`string`	A 40 character length textual description of the purchase.
└─➔ `payeeReference`	`string`	A unique reference from the merchant system. Set per operation to ensure an exactly-once delivery of a transactional operation. Length and content validation depends on whether the `transaction.number` or the `payeeReference` is sent to the acquirer. If Swedbank Pay handles the settlement, the `transaction.number` is sent and the `payeeReference` must be in the format of `A-Za-z0-9` (including `-`) and `string(50)`. If you handle the settlement, Swedbank Pay will send the `payeeReference` and it will be limited to the format of `string(12)`. All characters must be digits. In Invoice Payments `payeeReference` is used as an invoice/receipt number, if the `receiptReference` is not defined.
└─➔ `isOperational`	`bool`	`true` if the transaction is operational; otherwise `false`.
└─➔ `operations`	`array`	The array of operations that are possible to perform on the transaction in its current state.

Cancel Sequence Diagram

sequenceDiagram
  activate Merchant
  Merchant->>-SwedbankPay: POST [creditcard cancellactions]
  activate SwedbankPay
  SwedbankPay-->>-Merchant: transaction resource

Reversals

This transaction is used when a captured payment needs to be reversed.

Reversal Request

Request

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POST /psp/creditcard/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1/reversals HTTP/1.1
Host: api.externalintegration.payex.com
Authorization: Bearer <AccessToken>
Content-Type: application/json

{
    "transaction": {
        "amount": 1500,
        "vatAmount": 0,
        "description": "Test Reversal",
        "payeeReference": "ABC123"
    }
}

Field	Type	Description
`transaction`	`object`	The `object` representation of the generic transaction resource.
└➔ `amount`	`integer`	The transaction amount (including VAT, if any) entered in the lowest monetary unit of the selected currency. E.g.: `10000` = `100.00` SEK, `5000` = `50.00` SEK.
└➔ `vatAmount`	`integer`	The payment’s VAT (Value Added Tax) `amount`, entered in the lowest monetary unit of the selected currency. E.g.: `10000` = `100.00` SEK, `5000` = `50.00` SEK. The `vatAmount` entered will not affect the `amount` shown on the payment page, which only shows the total `amount`. This field is used to specify how much of the total `amount` the VAT will be. Set to `0` (zero) if there is no VAT `amount` charged.
└➔ `description`	`string`	A textual description of the `reversal`.
└➔ `payeeReference`	`string`	A unique reference from the merchant system. Set per operation to ensure an exactly-once delivery of a transactional operation. Length and content validation depends on whether the `transaction.number` or the `payeeReference` is sent to the acquirer. If Swedbank Pay handles the settlement, the `transaction.number` is sent and the `payeeReference` must be in the format of `A-Za-z0-9` (including `-`) and `string(50)`. If you handle the settlement, Swedbank Pay will send the `payeeReference` and it will be limited to the format of `string(12)`. All characters must be digits.

Reversal Response

The reversal resource contains information about the newly created reversal transaction.

Response

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HTTP/1.1 200 OK
Content-Type: application/json

{
    "payment": "/psp/creditcard/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1",
    "reversal": {
        "id": "/psp/creditcard/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1/reversal/ec2a9b09-601a-42ae-8e33-a5737e1cf177",
        "transaction": {
            "id": "/psp/creditcard/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1/transactions/ec2a9b09-601a-42ae-8e33-a5737e1cf177",
            "created": "2016-09-14T01:01:01.01Z",
            "updated": "2016-09-14T01:01:01.03Z",
            "type": "Reversal",
            "state": "Completed",
            "number": 1234567890,
            "amount": 1000,
            "vatAmount": 250,
            "description": "Test transaction",
            "payeeReference": "AH123456",
            "failedReason": "",
            "isOperational": false,
            "operations": []
        }
    }
}

Property	Type	Description
`payment`	`string`	The relative URL of the payment this `reversal` transaction belongs to.
`reversal`	`object`	The `reversal` resource contains information about the `reversal` transaction made against a card payment.
└➔ `id`	`string`	The relative URL of the created `reversal`transaction.
└➔ `transaction`	`object`	The object representation of the generic transaction resource.
└─➔ `id`	`string`	The relative URL of the current transaction resource.
└─➔ `created`	`string`	The ISO-8601 date and time of when the transaction was created.
└─➔ `updated`	`string`	The ISO-8601 date and time of when the transaction was updated.
└─➔ `type`	`string`	Indicates the transaction type.
└─➔ `state`	`string`	Indicates the state of the transaction, usually `initialized`, `completed` or`failed`. If a partial cancellation has been done and further transactionsare possible, the state will be `awaitingActivity`.
└─➔ `number`	`string`	The transaction number, useful when there’s need to reference the transaction in human communication. Not usable for programmatic identification of the transaction, where `id` should be used instead.
└─➔ `amount`	`integer`	The transaction amount (including VAT, if any) entered in the lowest monetary unit of the selected currency. E.g.: `10000` = `100.00` SEK, `5000` = `50.00` SEK.
└─➔ `vatAmount`	`integer`	The payment’s VAT (Value Added Tax) `amount`, entered in the lowest monetary unit of the selected currency. E.g.: `10000` = `100.00` SEK, `5000` = `50.00` SEK. The `vatAmount` entered will not affect the `amount` shown on the payment page, which only shows the total `amount`. This field is used to specify how much of the total `amount` the VAT will be. Set to `0` (zero) if there is no VAT `amount` charged.
└─➔ `description`	`string`	A 40 character length textual description of the purchase.
└─➔ `payeeReference`	`string`	A unique reference from the merchant system. Set per operation to ensure an exactly-once delivery of a transactional operation. Length and content validation depends on whether the `transaction.number` or the `payeeReference` is sent to the acquirer. If Swedbank Pay handles the settlement, the `transaction.number` is sent and the `payeeReference` must be in the format of `A-Za-z0-9` (including `-`) and `string(50)`. If you handle the settlement, Swedbank Pay will send the `payeeReference` and it will be limited to the format of `string(12)`. All characters must be digits.
└─➔ `failedReason`	`string`	The human readable explanation of why the payment failed.
└─➔ `isOperational`	`boolean`	`true` if the transaction is operational; otherwise `false` .
└─➔ `operations`	`array`	The array of operations that are possible to perform on the transaction in its current state.

List Reversal Transactions

The reversals resource lists the reversal transactions (one or more) on a specific payment.

Request

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GET /psp/creditcard/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1/reversals HTTP/1.1
Host: api.externalintegration.payex.com
Authorization: Bearer <AccessToken>
Content-Type: application/json

The reversal resource contains information about the reversal transaction made against a creditcard payment. You can return a specific reversal transaction by performing a GET request towards the specific transaction’s id.

Transaction List Response

Response

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HTTP/1.1 200 OK
Content-Type: application/json

{
    "paymentorder": "/psp/paymentorders/7e6cdfc3-1276-44e9-9992-7cf4419750e1",
    "reversals": { 
        "id": "/psp/paymentorders/7e6cdfc3-1276-44e9-9992-7cf4419750e1/currentpayment",
        "reversalList": [{
            "id": "/psp/paymentorders/7e6cdfc3-1276-44e9-9992-7cf4419750e1/currentpayment/ec2a9b09-601a-42ae-8e33-a5737e1cf177",
            "transaction": {
                "id": "/psp/paymentorders/7e6cdfc3-1276-44e9-9992-7cf4419750e1/currentpayment/ec2a9b09-601a-42ae-8e33-a5737e1cf177",
                "created": "2016-09-14T01:01:01.01Z",
                "updated": "2016-09-14T01:01:01.03Z",
                "type": "Reversal",
                "state": "Completed",
                "number": 1234567890,
                "amount": 1000,
                "vatAmount": 250,
                "description": "Test transaction",
                "payeeReference": "AH123456",
                "isOperational": false,
                "operations": []
            }
        }]
    }
}

Field	Type	Required
`paymentorder`	`string`	The relative URL and unique identifier of the `payment` resource . Please read about URL Usage to understand how this and other URLs should be used in your solution.
└➔ `id`	`string`	The relative URL and unique identifier of the `reversals` resource . Please read about URL Usage to understand how this and other URLs should be used in your solution.
└➔ `reversalList`	`array`	The array of reversal transaction objects.
└➔ `reversalList[]`	`object`	The reversal transaction object described in the `reversal` resource below.
└─➔ `id`	`string`	The relative URL and unique identifier of the `transaction` resource . Please read about URL Usage to understand how this and other URLs should be used in your solution.
└─➔ `created`	`string`	The ISO-8601 date and time of when the transaction was created.
└─➔ `updated`	`string`	The ISO-8601 date and time of when the transaction was updated.
└─➔ `type`	`string`	Indicates the transaction type.
└─➔ `state`	`string`	Indicates the state of the transaction, usually `initialized`, `completed` or`failed`. If a partial reversal has been done and further transactionsare possible, the state will be `awaitingActivity`.
└─➔ `number`	`string`	The transaction `number`, useful when there’s need to reference the transaction in human communication. Not usable for programmatic identification of the transaction, where `id` should be used instead.
└─➔ `amount`	`integer`	The transaction amount (including VAT, if any) entered in the lowest monetary unit of the selected currency. E.g.: `10000` = `100.00` SEK, `5000` = `50.00` SEK.
└─➔ `vatAmount`	`integer`	The payment’s VAT (Value Added Tax) `amount`, entered in the lowest monetary unit of the selected currency. E.g.: `10000` = `100.00` SEK, `5000` = `50.00` SEK. The `vatAmount` entered will not affect the `amount` shown on the payment page, which only shows the total `amount`. This field is used to specify how much of the total `amount` the VAT will be. Set to `0` (zero) if there is no VAT `amount` charged.
└─➔ `description`	`string`	A 40 character length textual description of the purchase.
└─➔ `payeeReference`	`string`	A unique reference from the merchant system. Set per operation to ensure an exactly-once delivery of a transactional operation. Length and content validation depends on whether the `transaction.number` or the `payeeReference` is sent to the acquirer. If Swedbank Pay handles the settlement, the `transaction.number` is sent and the `payeeReference` must be in the format of `A-Za-z0-9` (including `-`) and `string(50)`. If you handle the settlement, Swedbank Pay will send the `payeeReference` and it will be limited to the format of `string(12)`. All characters must be digits. In Invoice Payments `payeeReference` is used as an invoice/receipt number, if the `receiptReference` is not defined.
└─➔ `isOperational`	`bool`	`true` if the transaction is operational; otherwise `false`.
└─➔ `operations`	`array`	The array of operations that are possible to perform on the transaction in its current state.

Reversal Sequence Diagram

sequenceDiagram
  activate Merchant
  Merchant->>-SwedbankPay: POST [creditcard reversals]
  activate SwedbankPay
  SwedbankPay-->>-Merchant: transaction resource

Abort

To abort a payment, perform the update-payment-abort operation that is returned in the payment request.

Abort Request

Request

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PATCH /psp/creditcard/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1 HTTP/1.1
Host: api.externalintegration.payex.com
Authorization: Bearer <AccessToken>
Content-Type: application/json

{
  "payment": {
    "operation": "Abort",
    "abortReason": "CancelledByConsumer"
  }
}

Abort Response

The response will be the payment resource with its state set to Aborted.

Response

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HTTP/1.1 200 OK
Content-Type: application/json

{
    "payment": {
        "id": "/psp/creditcard/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1",
        "number": 70100130293,
        "created": "2019-01-09T13:11:28.371179Z",
        "updated": "2019-01-09T13:11:46.5949967Z",
        "instrument": "Creditcard",
        "operation": "Purchase",
        "intent": "Authorization",
        "state": "Aborted",
        "currency": "SEK",
        "prices": {
            "id": "/psp/creditcard/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1/prices"
        },
        "amount": 0,
        "description": "creditcard Test",
        "initiatingSystemUserAgent": "swedbankpay-sdk-dotnet/3.0.1",
        "userAgent": "Mozilla/5.0",
        "language": "sv-SE",
        "urls": {
            "id": "/psp/creditcard/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1/urls"
        },
        "payeeInfo": {
            "id": "/psp/creditcard/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1/payeeinfo"
        },
        "payers": {
           "id": "/psp/creditcard/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1/payers"
        },
        "metadata": {
            "id": "/psp/creditcard/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1/metadata"
        }
    },
    "operations": []
}

Remove Payment Token

If you, for any reason, need to delete a paymentToken you use the Delete payment token request.

Please note that this call does not erase the card number stored at Swedbank Pay. A card number is automatically deleted six months after a successful Delete payment token request. If you want to remove card information beforehand, you need to contact ehandelsetup@swedbankpay.dk, verkkokauppa.setup@swedbankpay.fi, ehandelsetup@swedbankpay.no or ehandelsetup@swedbankpay.se; and supply them with the relevant transaction reference or payment token.

Delete Token Request

Request

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PATCH /psp/creditcard/payments/instrumentData/5a17c24e-d459-4567-bbad-aa0f17a76119 HTTP/1.1
Host: api.externalintegration.payex.com
Authorization: Bearer <AccessToken>
Content-Type: application/json

{
  "state": "Deleted",
  "tokenType" : "PaymentToken",
  "comment": "Comment on why the deletion is happening"
}

Delete Token Response

Response

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HTTP/1.1 200 OK
Content-Type: application/json

{
    "instrumentData": {
        "id": "/psp/creditcard/payments/instrumentdata/5a17c24e-d459-4567-bbad-aa0f17a76119",
        "paymentToken": "5a17c24e-d459-4567-bbad-aa0f17a76119",
        "payeeId": "5cabf558-5283-482f-b252-4d58e06f6f3b",
        "isDeleted": true,
        "isPayeeToken": false,
        "cardBrand": "MasterCard",
        "maskedPan": "123456xxxxxx1111",
        "expiryDate": "MM/YYYY"
    }
}