Card

After Payment

schedule 13 min read

Apart from capturing the authorized funds, there are still a couple of options available to you after a payment. Authorizations can cancelled, captures can be both partially and fully reversed. Read more about the options here.

Edit "After Payment" on GitHub

Options After Posting A Payment

When you detect that the payer reach your completeUrl , you need to do a GET request on the payment resource, containing the paymentID generated in the first step, to receive the state of the transaction. You will also be able to see the available operations after posting a payment.

  • Abort: It is possible to abort the process if the payment has no successful transactions. See the Abort description here.
  • If the payment shown above is done as a two phase (Authorization), you will need to implement the Capture and Cancel requests.
  • For reversals, you will need to implement the Reversal request.
  • If CallbackURL is set: Whenever changes to the payment occur a Callback request will be posted to the callbackUrl, which was generated when the payment was created.

Cancellations

Cancel can only be done on a authorized transaction. If you do cancel after doing a part-capture you will cancel the difference between the capture amount and the authorization amount.

Cancel Request

Request



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POST /psp/creditcard/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1/cancellations HTTP/1.1
Host: api.externalintegration.payex.com
Authorization: Bearer <AccessToken>
Content-Type: application/json

{
    "transaction": {
        "description": "Test Cancellation",
        "payeeReference": "ABC123"
    }
}
Required Field Type Description
check transaction object The object representation of the generic transaction resource.
check └➔ description string A textual description of the reason for the cancellation.
check └➔ payeeReference string A unique reference from the merchant system. Set per operation to ensure an exactly-once delivery of a transactional operation. Length and content validation depends on whether the transaction.number or the payeeReference is sent to the acquirer. If Swedbank Pay handles the settlement, the transaction.number is sent and the payeeReference must be in the format of A-Za-z0-9 (including -) and string(50). If you handle the settlement, Swedbank Pay will send the payeeReference and it will be limited to the format of string(12). All characters must be digits.

Cancel Response

The cancel resource contains information about a cancellation transaction made against a payment.

Response



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HTTP/1.1 200 OK
Content-Type: application/json

{
    "payment": "/psp/creditcard/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1",
    "cancellation": {
        "id": "/psp/creditcard/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1/cancellations/ec2a9b09-601a-42ae-8e33-a5737e1cf177",
        "transaction": {
            "id": "/psp/creditcard/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1/transactions/ec2a9b09-601a-42ae-8e33-a5737e1cf177",
            "created": "2016-09-14T01:01:01.01Z",
            "updated": "2016-09-14T01:01:01.03Z",
            "type": "Cancellation",
            "state": "Initialized",
            "number": 1234567890,
            "amount": 1000,
            "vatAmount": 250,
            "description": "Test Cancellation",
            "payeeReference": "ABC123",
            "failedReason": "",
            "isOperational": false,
            "operations": []
        }
    }
}
Property Type Description
payment string The relative URL of the payment this cancellation transaction belongs to.
cancellation object The cancellation resource contains information about the cancellation transaction made against a card payment.
└➔ id string The relative URL of the created cancellation transaction.
└➔ transaction object The object representation of the generic transaction resource.
└─➔ id string The relative URL of the current transaction resource.
└─➔ created string The ISO-8601 date and time of when the transaction was created.
└─➔ updated string The ISO-8601 date and time of when the transaction was updated.
└─➔ type string Indicates the transaction type.
└─➔ state string Initialized , Completed or Failed . Indicates the state of the transaction
└─➔ number string The transaction number , useful when there’s need to reference the transaction in human communication. Not usable for programmatic identification of the transaction, for that id should be used instead.
└─➔ amount integer The transaction amount (including VAT, if any) entered in the lowest monetary unit of the selected currency. E.g.: 10000 = 100.00 SEK, 5000 = 50.00 SEK.
└─➔ vatAmount integer The payment’s VAT (Value Added Tax) amount, entered in the lowest monetary unit of the selected currency. E.g.: 10000 = 100.00 SEK, 5000 = 50.00 SEK. The vatAmount entered will not affect the amount shown on the payment page, which only shows the total amount. This field is used to specify how much of the total amount the VAT will be. Set to 0 (zero) if there is no VAT amount charged.
└─➔ description string A 40 character length textual description of the purchase.
└─➔ payeeReference string A unique reference from the merchant system. Set per operation to ensure an exactly-once delivery of a transactional operation. Length and content validation depends on whether the transaction.number or the payeeReference is sent to the acquirer. If Swedbank Pay handles the settlement, the transaction.number is sent and the payeeReference must be in the format of A-Za-z0-9 (including -) and string(50). If you handle the settlement, Swedbank Pay will send the payeeReference and it will be limited to the format of string(12). All characters must be digits.
└─➔ isOperational boolean true if the transaction is operational; otherwise false .
└─➔ operations array The array of operations that are possible to perform on the transaction in its current state.

List Cancel Transactions

The cancellations resource lists the cancellation transactions on a specific payment.

Request



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GET /psp/creditcard/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1/cancellations HTTP/1.1
Host: api.externalintegration.payex.com
Authorization: Bearer <AccessToken>
Content-Type: application/json

The cancellation resource contains information about the cancellation transaction made against a creditcard payment. You can return a specific cancellation transaction by performing a GET request towards the specific transaction’s id.

Transaction List Response

Response



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HTTP/1.1 200 OK
Content-Type: application/json

{
    "paymentorder": "/psp/paymentorders/7e6cdfc3-1276-44e9-9992-7cf4419750e1",
    "cancellations": { 
        "id": "/psp/paymentorders/7e6cdfc3-1276-44e9-9992-7cf4419750e1/currentpayment",
        "cancellationList": [{
            "id": "/psp/paymentorders/7e6cdfc3-1276-44e9-9992-7cf4419750e1/currentpayment/ec2a9b09-601a-42ae-8e33-a5737e1cf177",
            "transaction": {
                "id": "/psp/paymentorders/7e6cdfc3-1276-44e9-9992-7cf4419750e1/currentpayment/ec2a9b09-601a-42ae-8e33-a5737e1cf177",
                "created": "2016-09-14T01:01:01.01Z",
                "updated": "2016-09-14T01:01:01.03Z",
                "type": "Cancellation",
                "state": "Completed",
                "number": 1234567890,
                "amount": 1000,
                "vatAmount": 250,
                "description": "Test transaction",
                "payeeReference": "AH123456",
                "isOperational": false,
                "operations": []
            }
        }]
    }
}
Field Type Required
paymentorder string The relative URL and unique identifier of the payment resource . Please read about URL Usage to understand how this and other URLs should be used in your solution.
└➔ id string The relative URL and unique identifier of the cancellations resource . Please read about URL Usage to understand how this and other URLs should be used in your solution.
└➔ cancellationList array The array of cancellation transaction objects.
└➔ cancellationList[] object The cancellation transaction object described in the cancellation resource below.
└─➔ id string The relative URL and unique identifier of the transaction resource . Please read about URL Usage to understand how this and other URLs should be used in your solution.
└─➔ created string The ISO-8601 date and time of when the transaction was created.
└─➔ updated string The ISO-8601 date and time of when the transaction was updated.
└─➔ type string Indicates the transaction type.
└─➔ state string Indicates the state of the transaction, usually initialized, completed orfailed. If a partial cancellation has been done and further transactionsare possible, the state will be awaitingActivity.
└─➔ number string The transaction number, useful when there’s need to reference the transaction in human communication. Not usable for programmatic identification of the transaction, where id should be used instead.
└─➔ amount integer The transaction amount (including VAT, if any) entered in the lowest monetary unit of the selected currency. E.g.: 10000 = 100.00 SEK, 5000 = 50.00 SEK.
└─➔ vatAmount integer The payment’s VAT (Value Added Tax) amount, entered in the lowest monetary unit of the selected currency. E.g.: 10000 = 100.00 SEK, 5000 = 50.00 SEK. The vatAmount entered will not affect the amount shown on the payment page, which only shows the total amount. This field is used to specify how much of the total amount the VAT will be. Set to 0 (zero) if there is no VAT amount charged.
└─➔ description string A 40 character length textual description of the purchase.
└─➔ payeeReference string A unique reference from the merchant system. Set per operation to ensure an exactly-once delivery of a transactional operation. Length and content validation depends on whether the transaction.number or the payeeReference is sent to the acquirer. If Swedbank Pay handles the settlement, the transaction.number is sent and the payeeReference must be in the format of A-Za-z0-9 (including -) and string(50). If you handle the settlement, Swedbank Pay will send the payeeReference and it will be limited to the format of string(12). All characters must be digits. In Invoice Payments payeeReference is used as an invoice/receipt number, if the receiptReference is not defined.
└─➔ isOperational bool true if the transaction is operational; otherwise false.
└─➔ operations array The array of operations that are possible to perform on the transaction in its current state.

Cancel Sequence Diagram 

sequenceDiagram
  activate Merchant
  Merchant->>-SwedbankPay: POST [creditcard cancellactions]
  activate SwedbankPay
  SwedbankPay-->>-Merchant: transaction resource

Reversals

This transaction is used when a captured payment needs to be reversed.

Reversal Request

Request



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POST /psp/creditcard/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1/reversals HTTP/1.1
Host: api.externalintegration.payex.com
Authorization: Bearer <AccessToken>
Content-Type: application/json

{
    "transaction": {
        "amount": 1500,
        "vatAmount": 0,
        "description": "Test Reversal",
        "payeeReference": "ABC123"
    }
}
Required Field Type Description
check transaction object The object representation of the generic transaction resource.
check └➔ amount integer The transaction amount (including VAT, if any) entered in the lowest monetary unit of the selected currency. E.g.: 10000 = 100.00 SEK, 5000 = 50.00 SEK.
check └➔ vatAmount integer The payment’s VAT (Value Added Tax) amount, entered in the lowest monetary unit of the selected currency. E.g.: 10000 = 100.00 SEK, 5000 = 50.00 SEK. The vatAmount entered will not affect the amount shown on the payment page, which only shows the total amount. This field is used to specify how much of the total amount the VAT will be. Set to 0 (zero) if there is no VAT amount charged.
check └➔ description string A textual description of the reversal.
check └➔ payeeReference string A unique reference from the merchant system. Set per operation to ensure an exactly-once delivery of a transactional operation. Length and content validation depends on whether the transaction.number or the payeeReference is sent to the acquirer. If Swedbank Pay handles the settlement, the transaction.number is sent and the payeeReference must be in the format of A-Za-z0-9 (including -) and string(50). If you handle the settlement, Swedbank Pay will send the payeeReference and it will be limited to the format of string(12). All characters must be digits.

Reversal Response

The reversal resource contains information about the newly created reversal transaction.

Response



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HTTP/1.1 200 OK
Content-Type: application/json

{
    "payment": "/psp/creditcard/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1",
    "reversal": {
        "id": "/psp/creditcard/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1/reversal/ec2a9b09-601a-42ae-8e33-a5737e1cf177",
        "transaction": {
            "id": "/psp/creditcard/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1/transactions/ec2a9b09-601a-42ae-8e33-a5737e1cf177",
            "created": "2016-09-14T01:01:01.01Z",
            "updated": "2016-09-14T01:01:01.03Z",
            "type": "Reversal",
            "state": "Completed",
            "number": 1234567890,
            "amount": 1000,
            "vatAmount": 250,
            "description": "Test transaction",
            "payeeReference": "AH123456",
            "failedReason": "",
            "isOperational": false,
            "operations": []
        }
    }
}
Property Type Description
payment string The relative URL of the payment this reversal transaction belongs to.
reversal object The reversal resource contains information about the reversal transaction made against a card payment.
└➔ id string The relative URL of the created reversaltransaction.
└➔ transaction object The object representation of the generic transaction resource.
└─➔ id string The relative URL of the current transaction resource.
└─➔ created string The ISO-8601 date and time of when the transaction was created.
└─➔ updated string The ISO-8601 date and time of when the transaction was updated.
└─➔ type string Indicates the transaction type.
└─➔ state string Indicates the state of the transaction, usually initialized, completed orfailed. If a partial cancellation has been done and further transactionsare possible, the state will be awaitingActivity.
└─➔ number string The transaction number, useful when there’s need to reference the transaction in human communication. Not usable for programmatic identification of the transaction, where id should be used instead.
└─➔ amount integer The transaction amount (including VAT, if any) entered in the lowest monetary unit of the selected currency. E.g.: 10000 = 100.00 SEK, 5000 = 50.00 SEK.
└─➔ vatAmount integer The payment’s VAT (Value Added Tax) amount, entered in the lowest monetary unit of the selected currency. E.g.: 10000 = 100.00 SEK, 5000 = 50.00 SEK. The vatAmount entered will not affect the amount shown on the payment page, which only shows the total amount. This field is used to specify how much of the total amount the VAT will be. Set to 0 (zero) if there is no VAT amount charged.
└─➔ description string A 40 character length textual description of the purchase.
└─➔ payeeReference string A unique reference from the merchant system. Set per operation to ensure an exactly-once delivery of a transactional operation. Length and content validation depends on whether the transaction.number or the payeeReference is sent to the acquirer. If Swedbank Pay handles the settlement, the transaction.number is sent and the payeeReference must be in the format of A-Za-z0-9 (including -) and string(50). If you handle the settlement, Swedbank Pay will send the payeeReference and it will be limited to the format of string(12). All characters must be digits.
└─➔ failedReason string The human readable explanation of why the payment failed.
└─➔ isOperational boolean true if the transaction is operational; otherwise false .
└─➔ operations array The array of operations that are possible to perform on the transaction in its current state.

List Reversal Transactions

The reversals resource lists the reversal transactions (one or more) on a specific payment.

Request



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GET /psp/creditcard/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1/reversals HTTP/1.1
Host: api.externalintegration.payex.com
Authorization: Bearer <AccessToken>
Content-Type: application/json

The reversal resource contains information about the reversal transaction made against a creditcard payment. You can return a specific reversal transaction by performing a GET request towards the specific transaction’s id.

Transaction List Response

Response



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HTTP/1.1 200 OK
Content-Type: application/json

{
    "paymentorder": "/psp/paymentorders/7e6cdfc3-1276-44e9-9992-7cf4419750e1",
    "reversals": { 
        "id": "/psp/paymentorders/7e6cdfc3-1276-44e9-9992-7cf4419750e1/currentpayment",
        "reversalList": [{
            "id": "/psp/paymentorders/7e6cdfc3-1276-44e9-9992-7cf4419750e1/currentpayment/ec2a9b09-601a-42ae-8e33-a5737e1cf177",
            "transaction": {
                "id": "/psp/paymentorders/7e6cdfc3-1276-44e9-9992-7cf4419750e1/currentpayment/ec2a9b09-601a-42ae-8e33-a5737e1cf177",
                "created": "2016-09-14T01:01:01.01Z",
                "updated": "2016-09-14T01:01:01.03Z",
                "type": "Reversal",
                "state": "Completed",
                "number": 1234567890,
                "amount": 1000,
                "vatAmount": 250,
                "description": "Test transaction",
                "payeeReference": "AH123456",
                "isOperational": false,
                "operations": []
            }
        }]
    }
}
Field Type Required
paymentorder string The relative URL and unique identifier of the payment resource . Please read about URL Usage to understand how this and other URLs should be used in your solution.
└➔ id string The relative URL and unique identifier of the reversals resource . Please read about URL Usage to understand how this and other URLs should be used in your solution.
└➔ reversalList array The array of reversal transaction objects.
└➔ reversalList[] object The reversal transaction object described in the reversal resource below.
└─➔ id string The relative URL and unique identifier of the transaction resource . Please read about URL Usage to understand how this and other URLs should be used in your solution.
└─➔ created string The ISO-8601 date and time of when the transaction was created.
└─➔ updated string The ISO-8601 date and time of when the transaction was updated.
└─➔ type string Indicates the transaction type.
└─➔ state string Indicates the state of the transaction, usually initialized, completed orfailed. If a partial reversal has been done and further transactionsare possible, the state will be awaitingActivity.
└─➔ number string The transaction number, useful when there’s need to reference the transaction in human communication. Not usable for programmatic identification of the transaction, where id should be used instead.
└─➔ amount integer The transaction amount (including VAT, if any) entered in the lowest monetary unit of the selected currency. E.g.: 10000 = 100.00 SEK, 5000 = 50.00 SEK.
└─➔ vatAmount integer The payment’s VAT (Value Added Tax) amount, entered in the lowest monetary unit of the selected currency. E.g.: 10000 = 100.00 SEK, 5000 = 50.00 SEK. The vatAmount entered will not affect the amount shown on the payment page, which only shows the total amount. This field is used to specify how much of the total amount the VAT will be. Set to 0 (zero) if there is no VAT amount charged.
└─➔ description string A 40 character length textual description of the purchase.
└─➔ payeeReference string A unique reference from the merchant system. Set per operation to ensure an exactly-once delivery of a transactional operation. Length and content validation depends on whether the transaction.number or the payeeReference is sent to the acquirer. If Swedbank Pay handles the settlement, the transaction.number is sent and the payeeReference must be in the format of A-Za-z0-9 (including -) and string(50). If you handle the settlement, Swedbank Pay will send the payeeReference and it will be limited to the format of string(12). All characters must be digits. In Invoice Payments payeeReference is used as an invoice/receipt number, if the receiptReference is not defined.
└─➔ isOperational bool true if the transaction is operational; otherwise false.
└─➔ operations array The array of operations that are possible to perform on the transaction in its current state.

Reversal Sequence Diagram 

sequenceDiagram
  activate Merchant
  Merchant->>-SwedbankPay: POST [creditcard reversals]
  activate SwedbankPay
  SwedbankPay-->>-Merchant: transaction resource

Abort

To abort a payment, perform the update-payment-abort operation that is returned in the payment request.

Abort Request

Request



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PATCH /psp/creditcard/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1 HTTP/1.1
Host: api.externalintegration.payex.com
Authorization: Bearer <AccessToken>
Content-Type: application/json

{
  "payment": {
    "operation": "Abort",
    "abortReason": "CancelledByConsumer"
  }
}

Abort Response

The response will be the payment resource with its state set to Aborted.

Response



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HTTP/1.1 200 OK
Content-Type: application/json

{
    "payment": {
        "id": "/psp/creditcard/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1",
        "number": 70100130293,
        "created": "2019-01-09T13:11:28.371179Z",
        "updated": "2019-01-09T13:11:46.5949967Z",
        "instrument": "Creditcard",
        "operation": "Purchase",
        "intent": "Authorization",
        "state": "Aborted",
        "currency": "SEK",
        "prices": {
            "id": "/psp/creditcard/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1/prices"
        },
        "amount": 0,
        "description": "creditcard Test",
        "initiatingSystemUserAgent": "swedbankpay-sdk-dotnet/3.0.1",
        "userAgent": "Mozilla/5.0",
        "language": "sv-SE",
        "urls": {
            "id": "/psp/creditcard/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1/urls"
        },
        "payeeInfo": {
            "id": "/psp/creditcard/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1/payeeinfo"
        },
        "payers": {
           "id": "/psp/creditcard/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1/payers"
        },
        "metadata": {
            "id": "/psp/creditcard/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1/metadata"
        }
    },
    "operations": []
}

Remove Payment Token

If you, for any reason, need to delete a paymentToken you use the Delete payment token request.

warning

Please note that this call does not erase the card number stored at Swedbank Pay. A card number is automatically deleted six months after a successful Delete payment token request. If you want to remove card information beforehand, you need to contact ehandelsetup@swedbankpay.dk, verkkokauppa.setup@swedbankpay.fi, ehandelsetup@swedbankpay.no or ehandelsetup@swedbankpay.se; and supply them with the relevant transaction reference or payment token.

Delete Token Request

Request



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PATCH /psp/creditcard/payments/instrumentData/5a17c24e-d459-4567-bbad-aa0f17a76119 HTTP/1.1
Host: api.externalintegration.payex.com
Authorization: Bearer <AccessToken>
Content-Type: application/json

{
  "state": "Deleted",
  "tokenType" : "PaymentToken",
  "comment": "Comment on why the deletion is happening"
}

Delete Token Response

Response



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HTTP/1.1 200 OK
Content-Type: application/json

{
    "instrumentData": {
        "id": "/psp/creditcard/payments/instrumentdata/5a17c24e-d459-4567-bbad-aa0f17a76119",
        "paymentToken": "5a17c24e-d459-4567-bbad-aa0f17a76119",
        "payeeId": "5cabf558-5283-482f-b252-4d58e06f6f3b",
        "isDeleted": true,
        "isPayeeToken": false,
        "cardBrand": "MasterCard",
        "maskedPan": "123456xxxxxx1111",
        "expiryDate": "MM/YYYY"
    }
}