Card

Capture

schedule 5 min read

When the authorization is completed, it is time to capture the funds. How you go about doing that is explained in this section.

warning

Two-phase payments

When dealing in physical goods using two-phase payment instruments, all goods must be shipped before you capture the authorized amount. This is regulated in part by the Swedish Distance and Doorstep Sales Act, required in our terms and (for card payments) required by Visa and Mastercard.

Capture

The capture transaction is where you ensure that the funds are charged from the payer. This step usually takes place when the product has exchanged possession. You must first do a GET request on the payment to find the create-capture operation.

Create capture transaction

To create a capture transaction to withdraw money from the payer’s card, you need to perform the create-capture operation.

Request



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POST /psp/creditcard/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1/captures HTTP/1.1
Host: api.externalintegration.payex.com
Authorization: Bearer <AccessToken>
Content-Type: application/json

{
    "transaction": {
        "amount": 1500,
        "vatAmount": 250,
        "description": "Test Capture",
        "payeeReference": "ABC123"
    }
}
Required Field Type Description
check transaction object The object representation of the generic transaction resource.
check └➔ amount integer Amount Entered in the lowest momentary units of the selected currency. E.g. 10000 100.00 NOK, 5000 50.00 SEK.
check └➔ vatAmount integer Amount Entered in the lowest momentary units of the selected currency. E.g. 10000 100.00 NOK, 5000 50.00 SEK.
check └➔ description string A textual description of the capture transaction.
check └➔ payeeReference string(30*) A unique reference from the merchant system. It is set per operation to ensure an exactly-once delivery of a transactional operation. See payeeReference for details.

Response



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HTTP/1.1 200 OK
Content-Type: application/json

{
    "payment": "/psp/creditcard/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1",
    "capture": {
        "id": "/psp/creditcard/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1/captures/ec2a9b09-601a-42ae-8e33-a5737e1cf177",
        "transaction": {
            "id": "/psp/creditcard/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1/transactions/ec2a9b09-601a-42ae-8e33-a5737e1cf177",
            "created": "2016-09-14T01:01:01.01Z",
            "updated": "2016-09-14T01:01:01.03Z",
            "type": "Capture",
            "state": "Completed",
            "number": 1234567890,
            "amount": 1500,
            "vatAmount": 250,
            "description": "Test Capture",
            "payeeReference": "ABC123",
            "isOperational": false,
            "operations": []
        }
    }
}
Property Type Description
payment string The relative URI of the payment this capture transaction belongs to.
capture object The capture resource contains information about the capture transaction made against a card payment.
└➔ id string The relative URI of the created capture transaction.
└➔ transaction object The object representation of the generic transaction resource.
└─➔ id string The relative URI of the current transaction resource.
└─➔ created string The ISO-8601 date and time of when the transaction was created.
└─➔ updated string The ISO-8601 date and time of when the transaction was updated.
└─➔ type string Indicates the transaction type.
└─➔ state string Indicates the state of the transaction, usually initialized, completed orfailed. If a partial has been done and further transactionsare possible, the state will be awaitingActivity.
└─➔ number string The transaction number , useful when there’s need to reference the transaction in human communication. Not usable for programmatic identification of the transaction, where id should be used instead.
└─➔ amount integer Amount is entered in the lowest momentary units of the selected currency. E.g. 10000 = 100.00 NOK, 5000 = 50.00 SEK.
└─➔ vatAmount integer If the amount given includes VAT, this may be displayed for the user in the payment page (redirect only). Set to 0 (zero) if this is not relevant.
└─➔ description string A human readable description of maximum 40 characters of the transaction
└─➔ payeeReference string A unique reference from the merchant system. It is set per operation to ensure an exactly-once delivery of a transactional operation. See payeeReference for details.
└─➔ failedReason string The human readable explanation of why the payment failed.
└─➔ isOperational boolean true if the transaction is operational; otherwise false .
└─➔ operations array The array of operations that are possible to perform on the transaction in its current state.

The captures resource list the capture transactions (one or more) on a specific payment.

Request



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GET /psp/creditcard/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1/captures HTTP/1.1
Host: api.externalintegration.payex.com
Authorization: Bearer <AccessToken>
Content-Type: application/json

The capture resource contains information about the capture transaction made against a card payment. You can return a specific capture transaction by performing a GET request towards the specific transaction’s id.

Response



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HTTP/1.1 200 OK
Content-Type: application/json

{
    "payment": "/psp/card/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1",
    "captures": { 
        "id": "/psp/card/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1/captures",
        "captureList": [{
            "id": "/psp/card/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1/captures/ec2a9b09-601a-42ae-8e33-a5737e1cf177",
            "transaction": {
                "id": "/psp/card/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1/transactions/ec2a9b09-601a-42ae-8e33-a5737e1cf177",
                "created": "2016-09-14T01:01:01.01Z",
                "updated": "2016-09-14T01:01:01.03Z",
                "type": "Capture",
                "state": "Completed",
                "number": 1234567890,
                "amount": 1000,
                "vatAmount": 250,
                "description": "Test transaction",
                "payeeReference": "AH123456",
                "isOperational": false,
                "operations": []
            }
        }]
    }
}
Field Type Required
payment string The relative URI and unique identifier of the payment resource this captures belongs to.. Please read about URI Usage to understand how this and other URIs should be used in your solution.
captures object The current captures resource.
└➔ id string The relative URI and unique identifier of the captures resource this captures belongs to.. Please read about URI Usage to understand how this and other URIs should be used in your solution.
└➔ captureList array The array of capture transaction objects.
└➔ captureList[] object The capture transaction object described in the capture resource below.
└─➔ id string The relative URI and unique identifier of the transaction resource this captures belongs to.. Please read about URI Usage to understand how this and other URIs should be used in your solution.
└─➔ created string The ISO-8601 date and time of when the transaction was created.
└─➔ updated string The ISO-8601 date and time of when the transaction was updated.
└─➔ type string Indicates the transaction type.
└─➔ state string Indicates the state of the transaction, usually initialized, completed orfailed. If a partial capture has been done and further transactionsare possible, the state will be awaitingActivity.
└─➔ number string The transaction number, useful when there’s need to reference the transaction in human communication. Not usable for programmatic identification of the transaction, where id should be used instead.
└─➔ amount integer The amount (including VAT, if any) to charge the payer, entered in the lowest monetary unit of the selected currency. E.g.: 10000 = 100.00 SEK, 5000 = 50.00 SEK.
└─➔ vatAmount integer The payment’s VAT (Value Added Tax) amount, entered in the lowest monetary unit of the selected currency. E.g.: 10000 = 100.00 SEK, 5000 = 50.00 SEK. The vatAmount entered will not affect the amount shown on the payment page, which only shows the total amount. This field is used to specify how much ofthe total amount the VAT will be. Set to 0 (zero) if there is no VAT amount charged.
└─➔ description string A 40 character length textual description of the purchase.
└─➔ payeeReference string A unique reference from the merchant system. It is set per operation to ensure an exactly-once delivery of a transactional operation. See payeeReference for details.In Invoice Payments payeeReference is used as an invoice/receipt number, if the receiptReference is not defined.
└─➔ isOperational bool true if the transaction is operational; otherwise false.
└─➔ operations array The array of operations that are possible to perform on the transaction in its current state.

Capture Sequence

Capture can only be done on an authorized transaction. It is possible to do a partial capture where you only capture a part of the authorized amount. You can do more captures on the same payment up to the total authorization amount later.

sequenceDiagram
  activate Merchant
  Merchant->>-SwedbankPay: POST [Credit card captures]
  activate SwedbankPay
  SwedbankPay-->>-Merchant: transaction resource

Et voilà! The payment should now be complete, secure and everyone should be happy. But, sometimes you also need to implement the cancellation and reversal operations described in After Payment.