Trustly – Seamless View

The Seamless View scenario represents the opportunity to implement Trustly directly in your webshop.

Introduction

Seamless View provides an integration of the payment process directly on your website. This solution offers a smooth shopping experience with Swedbank Pay Payments seamlessly integrated in an iframe on your website. The payer does not need to leave your webpage, since we are handling the payment in the iframe on your website.

screenshot of the Trustly payment window

Callback URL: It is mandatory to set a callbackUrl in the POST request creating the payment. When callbackUrl is set, Swedbank Pay will send a POST request to this URL when the payer has fulfilled the payment. Upon receiving this POST request, a subsequent GET request towards the id of the payment generated initially must be made to receive the state of the transaction.

Step 1: Create The payment

A Trustly payment is a straightforward way to perform a direct-bank payment.

An example of an abbreviated POST request is provided below. Each individual field of the JSON document is described in the following section. An example of an expanded POST request is available in Payment resource.

When properly set up in your merchant/webshop site and the payer starts the payment process, you need to make a POST request towards Swedbank Pay with your payment information. This will generate a payment resource with a unique id URL. You will receive a JavaScript source in response.

GDPR: GDPR sensitive data such as email, phone numbers and social security numbers must not be used directly in request fields such as payerReference. If it is necessary to use GDPR sensitive data, it must be hashed and then the hash can be used in requests towards Swedbank Pay.

Seamless View Request

Request

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POST /psp/trustly/payments HTTP/1.1
Authorization: Bearer <AccessToken>
Content-Type: application/json

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{
    "payment": {
        "operation": "Purchase",
        "intent": "Sale",
        "currency": "SEK",
        "prices": [
            {
                "type": "Trustly",
                "amount": 1500,
                "vatAmount": 0
            }
        ],
        "description": "Test Purchase",
        "userAgent": "Mozilla/5.0...",
        "language": "sv-SE",
        "urls": {
            "hostUrls": ["https://example.com"],
            "completeUrl": "https://example.com/payment-completed",
            "callbackUrl": "https://example.com/payment-callback",
            "logoUrl": "https://example.com/logo.png",
            "termsOfServiceUrl": "https://example.com/terms.pdf"
        },
        "payeeInfo": {
            "payeeId": "5cabf558-5283-482f-b252-4d58e06f6f3b",
            "payeeReference": "PR123",
            "payeeName": "Merchant1",
            "productCategory": "PC1234",
            "subsite": "MySubsite"
        },
        "payer": {
            "payerReference": "AB1234",
        },
        "prefillInfo": {
            "firstName": "Ola",
            "lastName": "Nordmann"
        }
    }
}

Show fields

Field	Type	Description
`payment`	`object`	The `payment` object contains information about the specific payment.
`operation`	`string`	The operation that the `payment` is supposed to perform. For Trustly, this will always be `Purchase` as it is currently the only available operation.
`intent`	`string`	`Sale` is the only intent option for Trustly. Performs the payment when the end-user gets redirected and completes the payment.
`currency`	`string`	`SEK`, `EUR`. The currency of the provided `amount`.
`prices`	`object`	The `prices` resource lists the prices related to a specific payment.
`type`	`string`	Use the value ``.See the `prices` resource for more information.
`amount`	`integer`	The transaction amount (including VAT, if any) entered in the lowest monetary unit of the selected currency. E.g.: `10000` = `100.00` SEK, `5000` = `50.00` SEK.
`vatAmount`	`integer`	The payment’s VAT (Value Added Tax) `amount`, entered in the lowest monetary unit of the selected currency. E.g.: `10000` = `100.00` SEK, `5000` = `50.00` SEK. The `vatAmount` entered will not affect the `amount` shown on the payment page, which only shows the total `amount`. This field is used to specify how much of the total `amount` the VAT will be. Set to `0` (zero) if there is no VAT `amount` charged.
`description`	`string(40)`	A 40 character length textual description of the purchase.
`userAgent`	`string`	The user agent of the payer. Should typically be set to the value of the `User-Agent` header sent by the payer’s web browser.
`language`	`string`	`sv-SE`, `nb-NO` or `en-US`.
`urls`	`object`	The `urls` resource lists urls that redirects users to relevant sites.
`hostUrl`	`array`	The array of URLs valid for embedding of Swedbank Pay Seamless View. If not supplied, view-operation will not be available.
`completeUrl`	`string`	The URL that Swedbank Pay will redirect back to when the payer has completed their interactions with the payment. This does not indicate a successful payment, only that it has reached a final (complete) state. A `GET` request needs to be performed on the payment to inspect it further. See `completeUrl` for details.
`callbackUrl`	`string`	The URL that Swedbank Pay will perform an HTTP `POST` against every time a transaction is created on the payment. See callback for details.
`logoUrl`	`string`	The URL that will be used for showing the customer logo. Must be a picture with maximum 50px height and 400px width. Requires HTTPS.
`termsOfServiceUrl`	`string`	The URL to the terms of service document which the payer must accept in order to complete the payment. HTTPS is a requirement.
`paymentUrl`	`string`	The `paymentUrl` represents the URL that Swedbank Pay will redirect back to when the view-operation needs to be loaded, to inspect and act on the current status of the payment, such as when the payer is redirected out of the Seamless View (the `<iframe>`) and sent back after completing the payment. `paymentUrl` is only used in Seamless Views and should point to the page of where the Payment Order Seamless View is hosted. If both `cancelUrl` and `paymentUrl` is sent, the `paymentUrl` will used.
`payeeInfo`	`object`	The `payeeInfo` object, containing information about the payee (the recipient of the money). See `payeeInfo` for details.
`payeeId`	`string`	This is the unique id that identifies this payee (like merchant) set by Swedbank Pay.
`payeeReference`	`string(30*)`	A unique reference from the merchant system. Set per operation to ensure an exactly-once delivery of a transactional operation. Length and content validation depends on whether the `transaction.number` or the `payeeReference` is sent to the acquirer. If Swedbank Pay handles the settlement, the `transaction.number` is sent and the `payeeReference` must be in the format of `A-Za-z0-9` and `string(30)`. If you handle the settlement, Swedbank Pay will send the `payeeReference` and it will be limited to the format of `string(12)`. All characters must be digits.
`payeeName`	`string`	The payee name (like merchant name) that will be displayed to consumer when redirected to Swedbank Pay.
`productCategory`	`string(50)`	A product category or number sent in from the payee/merchant. This is not validated by Swedbank Pay, but will be passed through the payment process and may be used in the settlement process.
`orderReference`	`string(50)`	The order reference should reflect the order reference found in the merchant’s systems.
`subsite`	`string(40)`	The `subsite` field can be used to perform a split settlement on the payment. The different `subsite` values must be resolved with Swedbank Pay reconciliation before being used. If you send in an unknown `subsite` value, it will be ignored and the payment will be settled using the merchant’s default settlement account. Must be in the format of `A-Za-z0-9`.
`payer`	`string`	The `payer` object, containing information about the payer.
`payerReference`	`string`	The reference to the payer from the merchant system, like e-mail address, mobile number, customer number etc. Mandatory if `generateRecurrenceToken`, `RecurrenceToken`, `generatePaymentToken` or `paymentToken` is `true`.
`prefillInfo`	`object`	Object representing information of what the UI text fields should be populated with
`firstName`	`string`	Prefilled value to put in the first name text box.
`lastName`	`string`	Prefilled value to put in the last name text box.

Seamless View Response

Response

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HTTP/1.1 200 OK
Content-Type: application/json

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{
    "payment": {
        "id": "/psp/trustly/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1",
        "number": 99590008046,
        "created": "2020-05-26T12:31:19.3106483Z",
        "updated": "2020-05-26T12:31:19.4513673Z",
        "instrument": "Trustly",
        "operation": "Purchase",
        "intent": "Sale",
        "state": "Ready",
        "currency": "SEK",
        "amount": 0,
        "description": "Test Purchase",
        "initiatingSystemUserAgent": "swedbankpay-sdk-dotnet/3.0.1",
        "userAgent": "Mozilla/5.0...",
        "language": "sv-SE",
        "prices": { "id": "/psp/trustly/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1/prices" },
        "urls": { "id": "/psp/trustly/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1/urls" },
        "payeeInfo": { "id": "/psp/trustly/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1/payeeinfo" },
        "payers": { "id": "/psp/trustly/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1/payers" },
        "metadata": { "id": "/psp/trustly/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1/metadata" }
    },
    "operations": [
        {
            "method": "PATCH",
            "href": "https://api.externalintegration.payex.com/psp/trustly/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1",
            "rel": "update-payment-abort"
        },
        {
            "method": "POST",
            "href": "https://api.externalintegration.payex.com/psp/trustly/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1/sales",
            "rel": "create-sale"
        },
        {
            "method": "GET",
            "href": "https://ecom.externalintegration.payex.com/trustly/payments/sales/8f3ba6c8f4e3f6125ae6c18bec15c612747cf2c35dc5cac35d4bebc10cf7317e",
            "rel": "redirect-sale"
        },
        {
            "method": "GET",
            "href": "https://ecom.externalintegration.payex.com/trustly/core/scripts/client/px.trustly.client.js?token=8f3ba6c8f4e3f6125ae6c18bec15c612747cf2c35dc5cac35d4bebc10cf7317e&operation=sale",
            "rel": "view-sale",
            "contentType": "application/javascript"
        }
    ]
}

The key information in the response is the view-sale operation. You will need to embed its href in a <script> element. The script will enable loading the payment page in an iframe in our next step.

Please note that nested iframes (an iframe within an iframe) are unsupported.

Step 2: Display The Payment

You need to embed the script source on your site to create a Seamless View in an iframe; so that the payer can enter the payment details in a secure Swedbank Pay hosted environment. A simplified integration has these following steps:

Create a container that will contain the Seamless View iframe: <div id="swedbank-pay-seamless-view-page">.
Create a <script> source within the container. Embed the href value obtained in the POST request in the <script> element. Example:

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    <script id="payment-page-script" src="https://ecom.externalintegration.payex.com/trustly/core/ scripts/client/px.trustly.client.js"></script>

The previous two steps gives this HTML:

HTML

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<!DOCTYPE html>
<html>
    <head>
        <title>Swedbank Pay Seamless View is Awesome!</title>
        <!-- Here you can specify your own javascript file -->
        <script src=<YourJavaScriptFileHere>></script>
    </head>
    <body>
        <div id="swedbank-pay-seamless-view-page">
          <script id="payment-page-script" src="https://ecom.externalintegration.payex.com/trustly/core/scripts/client/px.trustly.client.js"></script>
        </div>
    </body>
</html>

Load The Seamless View

Lastly, initiate the Seamless View with a JavaScript call to open the iframe embedded on your website.

HTML

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<script language="javascript">
    payex.hostedView.trustly({
        // The container specifies which id the script will look for to host the
        // iframe component.
        container: "swedbank-pay-seamless-view-page"
    }).open();
</script>

Seamless View Sequence Diagram

The sequence diagram below shows a high level description of the Trustly payment process.

sequenceDiagram
    participant SwedbankPay as Swedbank Pay
    participant Merchant
    participant Consumer
    participant Trustly
    Consumer->>Merchant: Start purchase
    activate Merchant
    note left of Merchant: First API request
    Merchant->>-SwedbankPay: POST /psp/trustly/payments
    activate Merchant
    Merchant-->>-Consumer: Display all details and final price
    activate Consumer
    note left of Consumer: Open iframe ③
    Consumer->>Consumer: Input first name and last name
    Consumer->>-SwedbankPay: Confirm purchase
    activate SwedbankPay
    SwedbankPay->>-Trustly: Perform payment
    activate Trustly
    Trustly-->>-Merchant: Transaction result
    activate Merchant
    note left of Merchant: Second API request
    Merchant->>-SwedbankPay: GET <payment.id>
    activate SwedbankPay
    SwedbankPay-->>-Merchant: payment resource
    activate Merchant
    Merchant-->>-Consumer: Display result