Enterprise

Post-Purchase

When the payer has completed the purchase, you need to implement the relevant post-purchase operations in your order system. These operations, and how they are executed, are described below.

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warning

Two-phase payments: When dealing in physical goods using two-phase payment methods, all goods must be shipped before you capture the authorized amount. This is regulated in part by the Swedish Distance and Doorstep Sales Act, required in our terms and (for card payments) required by Visa and Mastercard.

Capture

Captures are only possible when a payment has a successful Authorization transaction, naturally excluding one-phase payment methods like Swish and Trustly. They will be marked as a Sale transaction. Two-phase payment methods like card and Vipps however, require a Capture to be completed.

Please note that you have a maximum of 5 consecutive failed attempts at a capture. The payment will be locked after the fifth, and you need to contact us for further attempts.

In addition to full captures, it is possible to do partial captures of the authorized amount. You can do more captures on the same payment later, up to the total authorized amount. A useful tool for when you have to split orders into several shipments.

First off, you must request the order information from the server to get the request link. With this, you can request the capture with the amount to capture, and get the status back.

To capture the authorized payment, we need to perform capture against the accompanying href returned in the operations list. See the abbreviated request and response below:

Capture Request

Request 



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POST /psp/paymentorders/09ccd29a-7c4f-4752-9396-12100cbfecce/captures HTTP/1.1
Host: api.externalintegration.payex.com
Authorization: Bearer <AccessToken>
Content-Type: application/json;version=3.0/2.0      // Version optional





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{
    "transaction": {
        "description": "Capturing the authorized payment",
        "amount": 1500,
        "vatAmount": 375,
        "payeeReference": "AB832",
        "receiptReference": "AB831",
        "orderItems": [
            {
                "reference": "P1",
                "name": "Product1",
                "type": "PRODUCT",
                "class": "ProductGroup1",
                "itemUrl": "https://example.com/products/123",
                "imageUrl": "https://example.com/product123.jpg",
                "description": "Product 1 description",
                "discountDescription": "Volume discount",
                "quantity": 4,
                "quantityUnit": "pcs",
                "unitPrice": 300,
                "discountPrice": 200,
                "vatPercent": 2500,
                "amount": 1000,
                "vatAmount": 250
            },
            {
                "reference": "P2",
                "name": "Product2",
                "type": "PRODUCT",
                "class": "ProductGroup1",
                "description": "Product 2 description",
                "quantity": 1,
                "quantityUnit": "pcs",
                "unitPrice": 500,
                "vatPercent": 2500,
                "amount": 500,
                "vatAmount": 125
            }
        ]
    }
}
Required Field Type Description
check transaction object The transaction object.
check description string The description of the capture transaction.
check amount integer The transaction amount (including VAT, if any) entered in the lowest monetary unit of the selected currency. E.g.: 10000 = 100.00 SEK, 5000 = 50.00 SEK.
check vatAmount integer The payment’s VAT (Value Added Tax) amount, entered in the lowest monetary unit of the selected currency. E.g.: 10000 = 100.00 SEK, 5000 = 50.00 SEK. The vatAmount entered will not affect the amount shown on the payment page, which only shows the total amount. This field is used to specify how much of the total amount the VAT will be. Set to 0 (zero) if there is no VAT amount charged.
check payeeReference string A unique reference from the merchant system. Set per operation to ensure an exactly-once delivery of a transactional operation. Length and content validation depends on whether the transaction.number or the payeeReference is sent to the acquirer. If Swedbank Pay handles the settlement, the transaction.number is sent and the payeeReference must be in the format of A-Za-z0-9 and string(30). If you handle the settlement, Swedbank Pay will send the payeeReference and it will be limited to the format of string(12). All characters must be digits. In Invoice Payments payeeReference is used as an invoice/receipt number, if the receiptReference is not defined.
  receiptReference string(30) A unique reference to the transaction, provided by the merchant. Can be used as an invoice or receipt number as a supplement to payeeReference.
check orderItems array The array of items being purchased with the order. Note that authorization orderItems will not be printed on invoices, so lines meant for print must be added in the Capture request. The authorization orderItems will, however, be used in the Merchant Portal when captures or reversals are performed, and might be shown other places later. It is required to use this field to be able to send Capture orderItems. Capture requests should only contain items meant to be captured from the order.
check reference string A reference that identifies the order item.
check name string The name of the order item.
check type enum PRODUCT, SERVICE, SHIPPING_FEE, PAYMENT_FEE, DISCOUNT, VALUE_CODE or OTHER. The type of the order item.
check class string The classification of the order item. Can be used for assigning the order item to a specific product category, such as MobilePhone. Note that class cannot contain spaces and must follow the regex pattern [\w-]*. Swedbank Pay may use this field for statistics.
  itemUrl string The URL to a page that can display the purchased item, product or similar.
︎︎︎ imageUrl string The URL to an image of the order item.
  description string The human readable description of the order item.
  discountDescription string The human readable description of the possible discount.
check quantity number The 4 decimal precision quantity of order items being purchased.
check quantityUnit string The unit of the quantity, such as pcs, grams, or similar. This is used for your own book keeping.
check unitPrice integer The price per unit of order item, including VAT.
  discountPrice integer If the order item is purchased at a discounted price. This field should contain that price, including VAT.
check vatPercent integer The percent value of the VAT multiplied by 100, so 25% becomes 2500.
check amount integer The total amount including VAT to be paid for the specified quantity of this order item, in the lowest monetary unit of the currency. E.g. 10000 equals 100.00 SEK and 5000 equals 50.00 SEK.
check vatAmount integer The total amount of VAT to be paid for the specified quantity of this order item, in the lowest monetary unit of the currency. E.g. 10000 equals 100.00 SEK and 5000 equals 50.00 SEK.
check reference string A reference that identifies the order item.
check name string The name of the order item.
check type enum PRODUCT, SERVICE, SHIPPING_FEE, PAYMENT_FEE, DISCOUNT, VALUE_CODE or OTHER. The type of the order item.
check class string The classification of the order item. Can be used for assigning the order item to a specific product category, such as MobilePhone. Note that class cannot contain spaces and must follow the regex pattern [\w-]*. Swedbank Pay may use this field for statistics.
︎︎︎ itemUrl string The URL to a page that can display the purchased item, such as a product page
︎︎︎ imageUrl string The URL to an image of the order item.
︎︎︎ description string The human readable description of the order item.
︎︎︎ discountDescription string The human readable description of the possible discount.
check quantity number The 4 decimal precision quantity of order items being purchased.
check quantityUnit string The unit of the quantity, such as pcs, grams, or similar.
check unitPrice integer The price per unit of order item, including VAT.
︎︎︎ discountPrice integer If the order item is purchased at a discounted price. This field should contain that price, including VAT.
check vatPercent integer The percent value of the VAT multiplied by 100, so 25% becomes 2500.
check amount integer The total amount including VAT to be paid for the specified quantity of this order item, in the lowest monetary unit of the currency. E.g. 10000 equals 100.00 NOK and 5000 equals 50.00 NOK.
check vatAmount integer The total amount of VAT to be paid for the specified quantity of this order item, in the lowest monetary unit of the currency. E.g. 10000 equals 100.00 NOK and 5000 equals 50.00 NOK.

Capture Response

If the capture request succeeds, this should be the response:

Response 



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HTTP/1.1 200 OK
Content-Type: application/json; charset=utf-8; version=3.0/2.0
api-supported-versions: 3.0/2.0





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{
    "payment": "/psp/creditcard/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1",
    "capture": {
        "id": "/psp/creditcard/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1/captures/ec2a9b09-601a-42ae-8e33-a5737e1cf177",
        "transaction": {
            "id": "/psp/creditcard/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1/transactions/ec2a9b09-601a-42ae-8e33-a5737e1cf177",
            "created": "2020-06-22T10:56:56.2927632Z",
            "updated": "2020-06-22T10:56:56.4035291Z",
            "type": "Capture",
            "state": "Completed",
            "amount": 1500,
            "vatAmount": 375,
            "description": "Capturing the authorized payment",
            "payeeReference": "AB832",
            "receiptReference": "AB831"
        }
    }
}
Property Type Description
payment string The relative URL of the payment this capture transaction belongs to.
capture object The capture object, containing the information about the capture transaction.
id string The relative URL of the created capture transaction.
transaction object The object representation of the generic transaction resource, containing information about the current transaction.
id string The relative URL of the current transaction resource.
created string The ISO-8601 date and time of when the transaction was created.
updated string The ISO-8601 date and time of when the transaction was updated.
type string Indicates the transaction type.
state string Indicates the state of the transaction, usually initialized, completed or failed. If a partial has been done and further transactions are possible, the state will be awaitingActivity.
number integer The transaction number, useful when there’s need to reference the transaction in human communication. Not usable for programmatic identification of the transaction, where id should be used instead.
amount integer The transaction amount (including VAT, if any) entered in the lowest monetary unit of the selected currency. E.g.: 10000 = 100.00 SEK, 5000 = 50.00 SEK.
vatAmount integer The payment’s VAT (Value Added Tax) amount, entered in the lowest monetary unit of the selected currency. E.g.: 10000 = 100.00 SEK, 5000 = 50.00 SEK. The vatAmount entered will not affect the amount shown on the payment page, which only shows the total amount. This field is used to specify how much of the total amount the VAT will be. Set to 0 (zero) if there is no VAT amount charged.
description string A 40 character length textual description of the purchase.
payeeReference string A unique reference from the merchant system. Set per operation to ensure an exactly-once delivery of a transactional operation. Length and content validation depends on whether the transaction.number or the payeeReference is sent to the acquirer. If Swedbank Pay handles the settlement, the transaction.number is sent and the payeeReference must be in the format of A-Za-z0-9 and string(30). If you handle the settlement, Swedbank Pay will send the payeeReference and it will be limited to the format of string(12). All characters must be digits. In Invoice Payments payeeReference is used as an invoice/receipt number, if the receiptReference is not defined.
receiptReference string(30) A unique reference from the merchant system. It is set per operation to ensure an exactly-once delivery of a transactional operation. It is used to supplement payeeReference as an additional receipt number.

Capture Sequence Diagram 

sequenceDiagram
    participant Merchant
    participant SwedbankPay as Swedbank Pay

    rect rgba(81,43,43,0.1)
        activate Merchant
        note left of Payer: Capture
        Merchant ->>+ SwedbankPay: rel:capture
        deactivate Merchant
        SwedbankPay -->>- Merchant: Capture status
        note right of Merchant: Capture here only if the purchased<br/>goods don't require shipping.<br/>If shipping is required, perform capture<br/>after the goods have shipped.<br>Should only be used for <br>payment methods that support <br>Authorizations.
    end

The purchase should now be complete. But what if the purchase is cancelled or the payer wants to return goods? For these instances, we have cancel and reversal.

Cancel

The cancellations resource lists the cancellation transactions on a specific payment.

Create Cancel Transaction

To cancel a previously created payment, you must perform the create-paymentorder-cancel operation against the accompanying href returned in the operations list. You can only cancel a payment - or part of a payment - which has not been captured yet. If you cancel before any capture has been done, no captures can be performed later.

Cancel Request

Request 



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POST /psp/paymentorders/09ccd29a-7c4f-4752-9396-12100cbfecce/cancellations HTTP/1.1
Host: api.externalintegration.payex.com
Authorization: Bearer <AccessToken>
Content-Type: application/json;version=3.0/2.0      // Version optional





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{
    "transaction": {
        "description": "Test Cancellation",
        "payeeReference": "ABC123"
    }
}
Required Field Type Description
check transaction object The transaction object.
check description string A textual description of why the transaction is cancelled.
check payeeReference string A unique reference from the merchant system. Set per operation to ensure an exactly-once delivery of a transactional operation. Length and content validation depends on whether the transaction.number or the payeeReference is sent to the acquirer. If Swedbank Pay handles the settlement, the transaction.number is sent and the payeeReference must be in the format of A-Za-z0-9 and string(30). If you handle the settlement, Swedbank Pay will send the payeeReference and it will be limited to the format of string(12). All characters must be digits.

Cancel Response

If the cancel request succeeds, the response should be similar to the example below:

Response 



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HTTP/1.1 200 OK
Content-Type: application/json; charset=utf-8; version=3.0/2.0
api-supported-versions: 3.0/2.0





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{
    "payment": "/psp/creditcard/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1",
    "cancellation": {
        "id": "/psp/creditcard/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1/cancellations/ec2a9b09-601a-42ae-8e33-a5737e1cf177",
        "transaction": {
            "id": "/psp/creditcard/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1/transactions/ec2a9b09-601a-42ae-8e33-a5737e1cf177",
            "created": "2022-01-31T09:49:13.7567756Z",
            "updated": "2022-01-31T09:49:14.7374165Z",
            "type": "Cancellation",
            "state": "Completed",
            "number": 71100732065,
            "amount": 1500,
            "vatAmount": 375,
            "description": "Test Cancellation",
            "payeeReference": "AB123"
        }
    }
}
Property Type Description
payment string The relative URL of the payment this cancellation transaction belongs to.
cancellation object The cancellation object, containing information about the cancellation transaction.
id string The relative URL of the cancellation transaction.
transaction object The object representation of the generic transaction resource, containing information about the current transaction.
id string The relative URL of the current transaction resource.
created string The ISO-8601 date and time of when the transaction was created.
updated string The ISO-8601 date and time of when the transaction was updated.
type string Indicates the transaction type.
state string Initialized, Completed or Failed. Indicates the state of the transaction.
number integer The transaction number, useful when there’s need to reference the transaction in human communication. Not usable for programmatic identification of the transaction, where id should be used instead.
amount integer The transaction amount (including VAT, if any) entered in the lowest monetary unit of the selected currency. E.g.: 10000 = 100.00 SEK, 5000 = 50.00 SEK.
vatAmount integer The payment’s VAT (Value Added Tax) amount, entered in the lowest monetary unit of the selected currency. E.g.: 10000 = 100.00 SEK, 5000 = 50.00 SEK. The vatAmount entered will not affect the amount shown on the payment page, which only shows the total amount. This field is used to specify how much of the total amount the VAT will be. Set to 0 (zero) if there is no VAT amount charged.
description string A human readable description of maximum 40 characters of the transaction.
payeeReference string A unique reference from the merchant system. Set per operation to ensure an exactly-once delivery of a transactional operation. Length and content validation depends on whether the transaction.number or the payeeReference is sent to the acquirer. If Swedbank Pay handles the settlement, the transaction.number is sent and the payeeReference must be in the format of A-Za-z0-9 and string(30). If you handle the settlement, Swedbank Pay will send the payeeReference and it will be limited to the format of string(12). All characters must be digits. In Invoice Payments payeeReference is used as an invoice/receipt number, if the receiptReference is not defined.

Cancel Sequence Diagram

Cancel can only be done on an authorized transaction. As a cancellation does not have an amount associated with it, it will release the entire reserved amount. If your intention is to make detailed handling, such as only capturing a partial amount of the transaction, you must start with the capture of the desired amount before performing a cancel for the remaining reserved funds.

sequenceDiagram
    participant SwedbankPay as Swedbank Pay

    Merchant->>SwedbankPay: POST <  cancellation>
    activate Merchant
    activate SwedbankPay
    SwedbankPay-->>Merchant: transaction resource
    deactivate SwedbankPay
    deactivate Merchant

If we want to reverse a previously captured amount, we need to perform create-paymentorder-reversal against the accompanying href returned in the operations list.

Reversal Request

Request 



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POST /psp/paymentorders/09ccd29a-7c4f-4752-9396-12100cbfecce/reversals HTTP/1.1
Host: api.externalintegration.payex.com
Authorization: Bearer <AccessToken>
Content-Type: application/json;version=3.0/2.0      // Version optional for 3.0 and 2.0





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{
    "transaction": {
        "description": "Reversal of captured transaction",
        "amount": 1500,
        "vatAmount": 375,
        "payeeReference": "ABC123",
        "receiptReference": "ABC122",
        "orderItems": [
            {
                "reference": "P1",
                "name": "Product1",
                "type": "PRODUCT",
                "class": "ProductGroup1",
                "itemUrl": "https://example.com/products/123",
                "imageUrl": "https://example.com/product123.jpg",
                "description": "Product 1 description",
                "discountDescription": "Volume discount",
                "quantity": 4,
                "quantityUnit": "pcs",
                "unitPrice": 300,
                "discountPrice": 200,
                "vatPercent": 2500,
                "amount": 1000,
                "vatAmount": 250
            },
            {
                "reference": "P2",
                "name": "Product2",
                "type": "PRODUCT",
                "class": "ProductGroup1",
                "description": "Product 2 description",
                "quantity": 1,
                "quantityUnit": "pcs",
                "unitPrice": 500,
                "vatPercent": 2500,
                "amount": 500,
                "vatAmount": 125
            }
        ]
    }
}
Required Field Type Description
check transaction object The transaction object.
check amount integer The transaction amount (including VAT, if any) entered in the lowest monetary unit of the selected currency. E.g.: 10000 = 100.00 SEK, 5000 = 50.00 SEK.
check vatAmount integer The payment’s VAT (Value Added Tax) amount, entered in the lowest monetary unit of the selected currency. E.g.: 10000 = 100.00 SEK, 5000 = 50.00 SEK. The vatAmount entered will not affect the amount shown on the payment page, which only shows the total amount. This field is used to specify how much of the total amount the VAT will be. Set to 0 (zero) if there is no VAT amount charged.
check payeeReference string A unique reference from the merchant system. Set per operation to ensure an exactly-once delivery of a transactional operation. Length and content validation depends on whether the transaction.number or the payeeReference is sent to the acquirer. If Swedbank Pay handles the settlement, the transaction.number is sent and the payeeReference must be in the format of A-Za-z0-9 and string(30). If you handle the settlement, Swedbank Pay will send the payeeReference and it will be limited to the format of string(12). All characters must be digits. In Invoice Payments payeeReference is used as an invoice/receipt number, if the receiptReference is not defined.
  receiptReference string(30) A unique reference to the transaction, provided by the merchant. Can be used as an invoice or receipt number as a supplement to payeeReference.
check description string Textual description of why the transaction is reversed.
check orderItems array The array of items being purchased with the order. Note that authorization orderItems will not be printed on invoices, so lines meant for print must be added in the Capture request. The authorization orderItems will, however, be used in the Merchant Portal when captures or reversals are performed, and might be shown other places later. It is required to use this field to be able to send Capture orderItems. Capture requests should only contain items meant to be captured from the order.
check reference string A reference that identifies the order item.
check name string The name of the order item.
check type enum PRODUCT, SERVICE, SHIPPING_FEE, PAYMENT_FEE, DISCOUNT, VALUE_CODE or OTHER. The type of the order item.
check class string The classification of the order item. Can be used for assigning the order item to a specific product category, such as MobilePhone. Note that class cannot contain spaces and must follow the regex pattern [\w-]*. Swedbank Pay may use this field for statistics.
  itemUrl string The URL to a page that can display the purchased item, product or similar.
  imageUrl string The URL to an image of the order item.
  description string The human readable description of the order item.
  discountDescription string The human readable description of the possible discount.
check quantity number The 4 decimal precision quantity of order items being purchased.
check quantityUnit string The unit of the quantity, such as pcs, grams, or similar. This is used for your own book keeping.
check unitPrice integer The price per unit of order item, including VAT.
  discountPrice integer If the order item is purchased at a discounted price. This field should contain that price, including VAT.
check vatPercent integer The percent value of the VAT multiplied by 100, so 25% becomes 2500.
check amount integer The total amount including VAT to be paid for the specified quantity of this order item, in the lowest monetary unit of the currency. E.g. 10000 equals 100.00 SEK and 5000 equals 50.00 SEK.
check vatAmount integer The total amount of VAT to be paid for the specified quantity of this order item, in the lowest monetary unit of the currency. E.g. 10000 equals 100.00 SEK and 5000 equals 50.00 SEK.

Reversal Response

If the reversal request succeeds, the response should be similar to the example below:

Response 



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HTTP/1.1 200 OK
Content-Type: application/json; charset=utf-8; version=3.0/2.0
api-supported-versions: 3.0/2.0





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{
    "payment": "/psp/creditcard/payments/09ccd29a-7c4f-4752-9396-12100cbfecce",
    "reversal": {
        "id": "/psp/creditcard/payments/09ccd29a-7c4f-4752-9396-12100cbfecce/reversals/ec2a9b09-601a-42ae-8e33-a5737e1cf177",
        "transaction": {
            "id": "/psp/pcreditcard/payments/09ccd29a-7c4f-4752-9396-12100cbfecce/transactions/ec2a9b09-601a-42ae-8e33-a5737e1cf177",
            "created": "2022-01-26T14:00:03.4725904Z",
            "updated": "2022-01-26T14:00:04.3851302Z",
            "type": "Reversal",
            "state": "Completed",
            "number": 71100730898,
            "amount": 1500,
            "vatAmount": 375,
            "description": "Reversing the capture amount",
            "payeeReference": "ABC123",
            "receiptReference": "ABC122"
            "isOperational": false,
            "reconciliationNumber": 738180,
            "operations": []
        }
    }
}
Property Type Description
payment string The relative URL of the payment this reversal transaction belongs to.
reversals object The reversal object, containing information about the reversal transaction.
id string The relative URL of the reversal transaction.
transaction object The object representation of the generic transaction resource, containing information about the current transaction.
id string The relative URL of the current transaction resource.
created string The ISO-8601 date and time of when the transaction was created.
updated string The ISO-8601 date and time of when the transaction was updated.
type string Indicates the transaction type.
state string Indicates the state of the transaction, usually initialized, completed or failed. If a partial has been done and further transactions are possible, the state will be awaitingActivity.
number integer The transaction number, useful when there’s need to reference the transaction in human communication. Not usable for programmatic identification of the transaction, where id should be used instead.
amount integer The transaction amount (including VAT, if any) entered in the lowest monetary unit of the selected currency. E.g.: 10000 = 100.00 SEK, 5000 = 50.00 SEK.
vatAmount integer The payment’s VAT (Value Added Tax) amount, entered in the lowest monetary unit of the selected currency. E.g.: 10000 = 100.00 SEK, 5000 = 50.00 SEK. The vatAmount entered will not affect the amount shown on the payment page, which only shows the total amount. This field is used to specify how much of the total amount the VAT will be. Set to 0 (zero) if there is no VAT amount charged.
description string A human readable description of maximum 40 characters of the transaction.
payeeReference string A unique reference from the merchant system. Set per operation to ensure an exactly-once delivery of a transactional operation. Length and content validation depends on whether the transaction.number or the payeeReference is sent to the acquirer. If Swedbank Pay handles the settlement, the transaction.number is sent and the payeeReference must be in the format of A-Za-z0-9 and string(30). If you handle the settlement, Swedbank Pay will send the payeeReference and it will be limited to the format of string(12). All characters must be digits. In Invoice Payments payeeReference is used as an invoice/receipt number, if the receiptReference is not defined.
receiptReference string(30) A unique reference to the transaction, provided by the merchant. Can be used as an invoice or receipt number as a supplement to payeeReference.
isOperational boolean true if the transaction is operational; otherwise false .
reconciliationNumber string The number of the reconciliation batch file where the transaction can be found.
operations array The array of operations that are possible to perform on the payment order in its current state.