MobilePay Online

Redirect

MobilePay Online is a two-phase payment method which can be implemented by the supported redirect scenario. Swedbank Pay receives the MobilePay Online’s details from the payer through Swedbank Pay Payments. The payment will then be performed by Swedbank Pay and confirmed by the payer through the MobilePay app.

Edit "Redirect" on GitHub

MobilePay Online redirect integration flow

  • When you have prepared your merchant/webshop site, you make a POST request towards Swedbank Pay with your Purchase information.
  • You will receive a Redirect URL, leading to a secure Swedbank Pay hosted environment, in response.
  • You need to redirect the browser of the payer to that URL so that they may enter their MobilePay details.
  • When the payment is completed, Swedbank Pay will redirect the browser back to your merchant/webshop site.
  • Finally you need to make a GET request towards Swedbank Pay with the paymentID received in the first step, which will return the purchase result.
link

Defining callbackUrl: When implementing a scenario, it is strongly recommended to set a callbackUrl in the POST request. If callbackUrl is set, Swedbank Pay will send a POST request to this URL when the payer has fulfilled the payment.

Step 1: Create A Purchase

When the payer starts the purchase process, you make a POST request towards Swedbank Pay with the collected Purchase information. This will generate a payment with a unique id. See the POSTrequest example below.

warning

GDPR: GDPR sensitive data such as email, phone numbers and social security numbers must not be used directly in request fields such as payerReference. If it is necessary to use GDPR sensitive data, it must be hashed and then the hash can be used in requests towards Swedbank Pay.

Redirect Request

Request 



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POST /psp/mobilepay/payments HTTP/1.1
Authorization: Bearer <AccessToken>
Content-Type: application/json





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{
    "payment": {
        "operation": "Purchase",
        "intent": "Authorization",
        "currency": "DKK",
        "prices": [
            {
                "type": "MobilePay",
                "amount": 1500,
                "vatAmount": 0
            }
        ],
        "description": "Test Purchase",
        "userAgent": "Mozilla/5.0...",
        "language": "da-DK",
        "urls": {
            "hostUrls": [ "https://example.com", "https://example.net" ],
            "completeUrl": "https://example.com/payment-completed",
            "cancelUrl": "https://example.com/payment-cancelled",
            "callbackUrl": "https://example.com/payment-callback",
            "termsOfServiceUrl": "https://example.com/payment-terms.pdf"
        },
        "payeeInfo": {
            "payeeId": "5cabf558-5283-482f-b252-4d58e06f6f3b",
            "payeeReference": "CD1234",
            "payeeName": "Merchant1",
            "productCategory": "A123",
            "orderReference": "or-12456",
            "subsite": "MySubsite"
        },
        "payer": {
            "payerReference": "AB1234",
        },
        "prefillInfo": {
            "msisdn": "+4598765432"
        }
    },
    "mobilepay": {
        "shoplogoUrl": "https://example.com/shop-logo.png"
    }
}
Required Field Data type Description
check payment object The payment object.
check operation string Purchase
check intent string Authorization
check currency string NOK, SEK, DKK, USD or EUR.
check prices object The prices object.
check type string Use the value ``.See the prices resource for more information.
check amount integer The transaction amount (including VAT, if any) entered in the lowest monetary unit of the selected currency. E.g.: 10000 = 100.00 DKK, 5000 = 50.00 DKK.
check vatAmount integer The payment’s VAT (Value Added Tax) amount, entered in the lowest monetary unit of the selected currency. E.g.: 10000 = 100.00 DKK, 5000 = 50.00 DKK. The vatAmount entered will not affect the amount shown on the payment page, which only shows the total amount. This field is used to specify how much of the total amount the VAT will be. Set to 0 (zero) if there is no VAT amount charged.
  feeAmount integer If the amount given includes Fee, this may be displayed for the user in the payment page (redirect only).
check description string(40) A 40 character length textual description of the purchase.
check userAgent string The user agent of the payer. Should typically be set to the value of the User-Agent header sent by the payer’s web browser.
check language string da-DK, fi-FI or en-US.
check urls object The URLs object containing the urls used for this payment.
check completeUrl string The URL that Swedbank Pay will redirect back to when the payer has completed their interactions with the payment. This does not indicate a successful payment, only that it has reached a final (complete) state. A GET request needs to be performed on the payment to inspect it further. See completeUrl for details.
check cancelUrl string The URL that Swedbank Pay will redirect back to when the user presses the cancel button in the payment page.
  callbackUrl string The URL that Swedbank Pay will perform an HTTP POST against every time a transaction is created on the payment. See callback for details.
check termsOfServiceUrl string The URL to the terms of service document which the payer must accept in order to complete the payment. HTTPS is a requirement.
check payeeInfo object This object contains the identificators of the payee of this payment.
check payeeId string This is the unique id that identifies this payee (like merchant) set by Swedbank Pay.
check payeeReference string A unique reference from the merchant system. Set per operation to ensure an exactly-once delivery of a transactional operation. Length and content validation depends on whether the transaction.number or the payeeReference is sent to the acquirer. If Swedbank Pay handles the settlement, the transaction.number is sent and the payeeReference must be in the format of A-Za-z0-9 and string(30). If you handle the settlement, Swedbank Pay will send the payeeReference and it will be limited to the format of string(12). All characters must be digits.
  payeeName string The payee name (like merchant name) that will be displayed when redirected to Swedbank Pay.
  productCategory string(50) A product category or number sent in from the payee/merchant. This is not validated by Swedbank Pay, but will be passed through the payment process and may be used in the settlement process.
  orderReference string(50) The order reference should reflect the order reference found in the merchant’s systems.
  subsite string(40) The subsite field can be used to perform a split settlement on the payment. The different subsite values must be resolved with Swedbank Pay reconciliation before being used. If you send in an unknown subsite value, it will be ignored and the payment will be settled using the merchant’s default settlement account. Must be in the format of A-Za-z0-9.
  payer string The payer object, containing information about the payer.
  payerReference string The reference to the payer from the merchant system, like e-mail address, mobile number, customer number etc. Mandatory if generateRecurrenceToken, RecurrenceToken, generatePaymentToken or paymentToken is true.
  prefillInfo object An object that holds prefill information that can be inserted on the payment page.
  msisdn string Number will be prefilled on MobilePay’s page, if valid. Only Danish and Finnish phone numbers are supported. The country code prefix is +45 and +358 respectively.
  mobilepay.shoplogoUrl string URI to the logo that will be visible at MobilePay Online. For it to be displayed correctly in the MobilePay app, the image must be 250x250 pixels, a png or jpg served over a secure connection using https, and be publicly available. This URI will override the value configured in the contract setup.

Redirect Response

Response 



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HTTP/1.1 200 OK
Content-Type: application/json





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{
    "payment": {
        "prices": {
            "id": "/psp/mobilepay/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1/prices"
        },
        "id": "/psp/mobilepay/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1",
        "number": 75100000121,
        "created": "2018-09-11T10:58:27.4236127Z",
        "updated": "2018-09-11T10:58:30.8254419Z",
        "instrument": "MobilePay",
        "operation": "Purchase",
        "intent": "Authorization",
        "state": "Ready",
        "currency": "DKK",
        "amount": 0,
        "description": "Test Purchase",
        "initiatingSystemUserAgent": "swedbankpay-sdk-dotnet/3.0.1",
        "userAgent": "Mozilla/5.0",
        "language": "da-DK",
        "transactions": {
            "id": "/psp/mobilepay/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1/transactions"
        },
        "urls": {
            "id": "/psp/mobilepay/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1/urls"
        },
        "payeeInfo": {
            "id": "/psp/mobilepay/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1/payeeinfo"
        },
        "payers": {
            "id": "/psp/mobilepay/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1/payers"
        }
    },
    "operations": [
        {
            "method": "PATCH",
            "href": "https://api.externalintegration.payex.com/psp/mobilepay/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1",
            "rel": "update-payment-abort"
        },
        {
            "method": "GET",
            "href": "https://ecom.externalintegration.payex.com/mobilepay/payments/authorize/ec2a9b09-601a-42ae-8e33-a5737e1cf177",
            "rel": "redirect-authorization"
        }
    ]
}

How It Looks

screenshot of the Swedbank Pay landing page

mobilepay enter number

mobilepay approve payment

Step 2: Get The Transaction Status

Finally you need to make a GET request towards Swedbank Pay with the id of the payment received in the first step, which will return the purchase result.

GET Transaction Status Request

Request 



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GET /psp/mobilepay/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1/ HTTP/1.1
Host: api.externalintegration.payex.com
Authorization: Bearer <AccessToken>
Content-Type: application/json





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{
    "payment": {
        "operation": "Purchase",
        "intent": "Authorization",
        "currency": "DKK",
        "prices": [
            {
                "type": "MobilePay",
                "amount": 1500,
                "vatAmount": 0
            }
        ],
        "description": "Test Purchase",
        "userAgent": "Mozilla/5.0...",
        "language": "da-DK",
        "urls": {
            "hostUrls": [ "https://example.com", "https://example.net" ],
            "completeUrl": "https://example.com/payment-completed",
            "cancelUrl": "https://example.com/payment-cancelled",
            "callbackUrl": "https://example.com/payment-callback",
            "termsOfServiceUrl": "https://example.com/payment-terms.pdf"
        },
        "payeeInfo": {
            "payeeId": "5cabf558-5283-482f-b252-4d58e06f6f3b",
            "payeeReference": "CD1234",
            "payeeName": "Merchant1",
            "productCategory": "A123",
            "orderReference": "or-12456",
            "subsite": "MySubsite"
        },
        "payer": {
            "payerReference": "AB1234",
        },
        "prefillInfo": {
            "msisdn": "+4598765432"
        }
    },
    "mobilepay": {
        "shoplogoUrl": "https://example.com/shop-logo.png"
    }
}

GET Transaction Status Response

Response 



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HTTP/1.1 200 OK
Content-Type: application/json





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{
    "payment": {
        "id": "/psp/mobilepay/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1",
        "number": 1234567890,
        "created": "2016-09-14T13:21:29.3182115Z",
        "updated": "2016-09-14T13:21:57.6627579Z",
        "state": "Ready",
        "operation": "Purchase",
        "intent": "Authorization",
        "currency": "DKK",
        "amount": 1500,
        "remainingCaptureAmount": 1500,
        "remainingCancellationAmount": 1500,
        "remainingReversalAmount": 0,
        "description": "Test Purchase",
        "initiatingSystemUserAgent": "swedbankpay-sdk-dotnet/3.0.1",
        "userAgent": "Mozilla/5.0...",
        "language": "da-DK",
        "prices": {
            "id": "/psp/mobilepay/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1/prices"
        },
        "payeeInfo": {
            "id": "/psp/mobilepay/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1/payeeInfo"
        },
        "payers": {
            "id": "/psp/mobilepay/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1/payers"
        }
        "urls": {
            "id": "/psp/mobilepay/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1/urls"
        },
        "transactions": {
            "id": "/psp/mobilepay/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1/transactions"
        },
        "authorizations": {
            "id": "/psp/mobilepay/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1/authorizations"
        },
        "captures": {
            "id": "/psp/mobilepay/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1/captures"
        },
        "reversals": {
            "id": "/psp/mobilepay/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1/reversals"
        },
        "cancellations": {
            "id": "/psp/mobilepay/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1/cancellations"
        }
    },
    "operations": [
        {
            "method": "PATCH",
            "href": "https://api.externalintegration.payex.com/psp/mobilepay/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1",
            "rel": "update-payment-abort",
            "contentType": "application/json"
        },
        {
            "method": "GET",
            "href": "https://ecom.externalintegration.payex.com/mobilepay/core/scripts/client/px.mobilepay.client.js?token=5a17c24e-d459-4567-bbad-aa0f17a76119&operation=authorize",
            "rel": "view-authorization",
            "contentType": "application/javascript"
        },
        {
            "method": "GET",
            "href": "https://ecom.externalintegration.payex.com/mobilepay/payments/authorize/ec2a9b09-601a-42ae-8e33-a5737e1cf177",
            "rel": "redirect-authorization",
            "contentType": "text/html"
        },
        {
            "method": "POST",
            "href": "https://api.externalintegration.payex.com/psp/mobilepay/payments/7e6cdfc3-1276-44e9-9992-7cf4419750e1/captures",
            "rel": "create-capture",
            "contentType": "application/json"
        },
        {
            "method": "GET",
            "href": "https://api.externalintegration.payex.com/psp/mobilepay/7e6cdfc3-1276-44e9-9992-7cf4419750e1/paid",
            "rel": "paid-payment",
            "contentType": "application/json"
        },
        {
            "method": "GET",
            "href": "https://api.externalintegration.payex.com/psp/mobilepay/7e6cdfc3-1276-44e9-9992-7cf4419750e1/failed",
            "rel": "failed-payment",
            "contentType": "application/problem+json"
        }
    ]
}
Field Type Description
payment object The payment object contains information about the specific payment.
id string The relative URL and unique identifier of the payment resource . Please read about URL Usage to understand how this and other URLs should be used in your solution.
number integer The payment number, useful when there’s need to reference the payment in human communication. Not usable for programmatic identification of the payment, where id should be used instead.
created string The ISO-8601 date of when the payment was created.
updated string The ISO-8601 date of when the payment was updated.
state string Ready, Pending, Failed or Aborted. Indicates the state of the payment, not the state of any transactions performed on the payment. To find the state of the payment’s transactions (such as a successful authorization), see the transactions resource or the different specialized type-specific resources such as authorizations or sales.
prices object The prices resource lists the prices related to a specific payment.
prices.id string The relative URL and unique identifier of the prices resource . Please read about URL Usage to understand how this and other URLs should be used in your solution.
description string(40) A 40 character length textual description of the purchase.
userAgent string The user agent of the payer. Should typically be set to the value of the User-Agent header sent by the payer’s web browser.
language string da-DK, fi-FI or en-US.
urls string The URL to the urls resource where all URLs related to the payment can be retrieved.
payeeInfo object The payeeInfo object, containing information about the payee (the recipient of the money). See payeeInfo for details.
payers string The URL to the payer resource where the information about the payer can be retrieved.
operations array The array of operations that are possible to perform on the payment in its current state.
method string The HTTP method to use when performing the operation.
href string The target URL to perform the operation against.
rel string The name of the relation the operation has to the current resource.

Mobile Pay Redirect Sequence Diagram

The sequence diagram below shows the two requests you have to send to Swedbank Pay to make a purchase. The diagram also shows at a high level, the sequence of the process of a complete purchase.

sequenceDiagram
  participant Payer
  participant Merchant
  participant SwedbankPay as Swedbank Pay
  participant MobilePay_API as MobilePay API
  participant MobilePay_App as MobilePay App

  Payer->>Merchant: start purchase (pay with MobilePay)
  activate Merchant

  Merchant->>SwedbankPay: POST <Create MobilePay Online payment>
  note left of Merchant: First API request
  activate SwedbankPay
  SwedbankPay-->>Merchant: payment resource
  deactivate SwedbankPay
  SwedbankPay -->> SwedbankPay: Create payment
  Merchant-->>Payer: Redirect to payment page
  note left of Payer: redirect to MobilePay
  Payer-->>SwedbankPay: enter mobile number
  activate SwedbankPay

  SwedbankPay-->>MobilePay_API: Initialize MobilePay Online payment
  activate MobilePay_API
  MobilePay_API-->>SwedbankPay: response
  SwedbankPay-->>Payer: Authorization response (State=Pending)
  note left of Payer: check your phone
  deactivate Merchant

  MobilePay_API-->>MobilePay_App: Confirm Payment UI
  MobilePay_App-->>MobilePay_App: Confirmation Dialog
  MobilePay_App-->>MobilePay_API: Confirmation
  MobilePay_API-->>SwedbankPay: make payment
  activate SwedbankPay
  SwedbankPay-->>SwedbankPay: execute payment
  SwedbankPay-->>MobilePay_API: response
  deactivate SwedbankPay
  deactivate MobilePay_API
  SwedbankPay-->>SwedbankPay: authorize result
  SwedbankPay-->>Payer: authorize result
  Payer-->>Merchant: Redirect to merchant
  note left of Payer: Redirect to merchant
  activate Merchant
  SwedbankPay-->>Merchant: Payment Callback
  Merchant-->>SwedbankPay: GET <MobilePay payments>
  note left of Merchant: Second API request
  SwedbankPay-->>Merchant: Payment resource
  deactivate SwedbankPay
  Merchant-->>Payer: Display authorize result
  deactivate Merchant