Enterprise PayerReference
If a merchant wants to use the Enterprise implementation and has a secure
login, but doesn’t store the payer’s SSN, they can add a payerReference in the
payer field of the payment request.
If the payerReference is present along with email and msisdn, the merchant
won’t need to add a nationalIdentifier. Other than that, it is the same as
a regular Redirect or
Seamless View request using the Enterprise
implementation.
If no consumer profile exists on the payerReference or email and msisdn,
the payer will be asked to enter their social security number as shown below.
This information is needed in order to store payment information. The payer will
get the option to continue as a guest. When doing so, no payment information
will be stored.
